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Instant Loss-Sketch Delivery
The completed sketch is made available as an FML file within minutes after the order is processed.
Matterport Sketch File™ · Claims Estimate™ by Cotality
Turn a Matterport Model Into an Instant Loss-Sketch for Claims Estimate™.
Matterport Sketch File™ creates an instantly downloadable .FML loss-sketch from a Matterport model for restoration contractors, carriers, estimators and adjusters using Claims Estimate™ by Cotality.
FMLClaims Estimate File Format
InstantDelivery After Processing
25KMaximum Eligible Space Size
RemoteClaims Estimating Workflow
4Published Size-Based Tiers
Why Clients Use Matterport Sketch File
Reduce Manual Sketching and Move Faster From Capture to Estimate.
Matterport Sketch File is designed to help claims and restoration teams get a usable loss-sketch quickly from a completed Matterport model.
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Claims Estimate™ Compatibility
The file is designed for use in the Claims Estimate™ by Cotality ecosystem, either through direct integration or manual upload.
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As-Built Measurements
The sketch is generated from the captured Matterport model and supports an as-built property-loss estimating workflow.
Matterport Sketch File Pricing
Pricing Is Based on the Size of the Matterport Space.
Sketch File pricing is based on the size of the Matterport Space.
25,000 sq. ft. maximum. Matterport Sketch Files are unavailable for larger Spaces.
How Clients Receive the Sketch
Download the FML File or Send It Into Claims Estimate™.
Clients can use Matterport Sketch File with or without a direct Cotality integration.
Manual Download + Upload
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The Matterport Sketch File is delivered as a downloadable .FML file.
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The file can be downloaded from the Matterport account after processing.
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The FML file can then be uploaded manually into Claims Estimate™ by Cotality.
Cotality Integration
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When the Matterport and Cotality accounts are integrated, a matching claim can receive the sketch automatically.
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The sketch can still be downloaded from Matterport even when the integration is used.
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A valid claim number is required when the file is being matched directly to a claim.
Sketch File vs. TruePlan
Choose the Loss-Sketch Deliverable That Matches the Estimating Platform.
Matterport Sketch File and TruePlan both support insurance and restoration workflows, but they are intended for different estimating ecosystems.
Matterport Sketch File™
Best when the authorized estimating workflow uses Claims Estimate™ by Cotality.
- Delivered as .FML
- Instantly available after processing
- Cotality integration available
TruePlan™
Best when the authorized estimating workflow requires an Xactimate-compatible sketch.
- Delivered as .SKX
- Separate Matterport add-on
- Designed for Xactimate workflows
Matterport Digital Twin
Provides the navigable visual and spatial record that supports the downstream sketch workflow.
- Room-to-room visual context
- Remote review
- Separate from the loss-sketch file
Matterport Sketch File Sample
Review an FML Sample Before Ordering.
The sample file can help your estimator or restoration team confirm that Matterport Sketch File fits the intended Claims Estimate™ workflow.
Downloadable Example
Matterport Sketch File Sample
Download the sample FML file to review the deliverable before selecting the service for a live commercial loss or restoration project.
Matterport Sketch File FAQ
Common Questions About Matterport Sketch File™.
Client-focused answers about the FML deliverable, Cotality workflow, file limitations, editing and project-size requirements.
What is a Matterport Sketch File?
It is a loss-sketch generated from a Matterport model and delivered as a Floorplan Markup Language (.FML) file for use in Claims Estimate™ by Cotality.
What does FML stand for?
FML stands for Floorplan Markup Language. Matterport Sketch Files are delivered in this format for import into the Cotality ecosystem.
How large is the FML file?
Most Matterport Sketch Files are under 300 KB. Files for spaces larger than 10,000 sq. ft. may be larger, but Matterport states they are unlikely to exceed 1 MB.
What elements are included in the Sketch File?
The Sketch File can include property-layout dimensions, wall openings and ceiling heights based on the Matterport Property Layout. Matterport notes that some imported elements can require adjustment after the file is opened in Cotality.
Are windows, stairs and vaulted ceilings included?
Matterport currently lists windows, stairs and vaulted ceilings as unsupported elements in the Sketch File product.
Can the Sketch File be delivered directly into Claims Estimate™?
Yes. If the Matterport and Cotality accounts are properly integrated and the claim is matched, the completed sketch can appear directly in Claims Estimate™. The FML file can also be downloaded and uploaded manually.
Do I need a claim number to receive the file?
No. A claim number is only required when using the direct Cotality integration. Without the integration, the FML file can still be downloaded and manually uploaded into Claims Estimate™.
Can the Sketch File be edited after delivery?
Once delivered, the Matterport Sketch File cannot be changed in Matterport. Any necessary adjustments must be made in Cotality after import.
What happens if Cotality reports an import error?
Matterport notes that some wall openings or doors may not import exactly as shown in the Matterport Property Layout. The file can still import, and the affected elements can then be adjusted within Cotality.
What is the maximum supported Space size?
Matterport Sketch Files are available for models up to 25,000 sq. ft. / 2,323 m². Larger properties may require the project to be divided into smaller Matterport Spaces and a separate Sketch File ordered for each eligible Space.
Can a Sketch File be created from exterior scans only?
No. Matterport states that a Sketch File cannot currently be created from a facade or exterior-only Space.
Can an older Matterport model be used?
Potentially. Matterport states that Sketch File relies on Property Intelligence information included with models uploaded after December 20, 2023. Older models may need to be re-uploaded before the Sketch File can be created.
Can dimensions be changed after the FML file is imported?
Yes. Dimensions can be adjusted in Cotality after the FML file has been imported.
Is Matterport Sketch File the same as TruePlan?
No. Matterport Sketch File is designed for Claims Estimate™ by Cotality and is delivered as FML. TruePlan™ is designed for Xactimate® workflows and is delivered as SKX.
How do I request this service from Pinnacle?
Use Pinnacle's Commercial Project Scope form and identify that Matterport Sketch File for Claims Estimate™ is required, along with the property address, approximate square footage, affected areas and intended claims workflow.
Commercial Matterport Sketch File Project Intake
Tell Us the Property Size and Claims Workflow You Need to Support.
Provide the property address, approximate square footage, affected areas, claim or restoration use, and whether your team plans to use direct Cotality integration or manual FML upload.
Call 1-800-557-3005 • Text 239-243-0433
Matterport Sketch File supports documentation and estimating workflows but does not determine coverage, causation, damage scope, estimate line items, pricing, depreciation, code requirements or claim settlement. Matterport and Matterport Sketch File are Matterport trademarks; Claims Estimate™ and Cotality are Cotality products.
